2023 Military Pay Dates and Early Pay USAA & NFCU
When is the Next Military Pay Day in 2023?
It is important to keep track of the 2023 military pay dates. While active duty military pay dates are the 1st and the 15th of each month, when the 1st or 15th falls on a weekend, the pay date shifts slightly as you will see in 2023 Active Duty Military Pay Dates chart below.
One of the perks of using a bank like USAA or Navy Federal Credit Union (NFCU) is the ability to have your pay check funds available early. If you aren’t currently a member of Navy Federal Credit Union or USAA, you may be missing out on benefits like early pay. Check out the benefits of membership today!
Typically the early pay date for NFCU is one business day before the regular pay day, but when the regular pay day falls on a Monday, NFCU members receive their early pay on Saturday.
As of December 9th, 2022, USAA has announced that early pay for USAA members will now be 2 days early. That means that USAA members could have access to their pay up to 2 days prior to the pay date. This is important information as you track the 2023 military pay dates.
Note: Early access to direct deposit funds is based on when the bank receives notice of payment from the payer, which is generally one to two business days before the scheduled payment date. There are occasionally delays that result in pay not being received early, but rather on the regularly scheduled pay date.
2023 Active Duty Military Pay Dates
| Pay Date | USAA Early Pay Date | NFCU Early Pay Date |
| Fri, Jan 13 | Wed, Jan 11* | Thu, Jan 12* |
| Wed, Feb 1 | Mon, Jan 30 | Tue, Jan 31 |
| Wed, Feb 15 | Mon, Feb 13 | Tue, Feb 14 |
| Wed, Mar 1 | Mon, Feb 27 | Tue, Feb 28 |
| Wed, Mar 15 | Mon, Mar 13* | Tue, Mar 14 |
| Fri, Mar 31 | Wed, Mar 29 | Thu, Mar 30 |
| Fri, Apr 14 | Wed, Apr 12 | Thu, Apr 13 |
| Mon, May 1 | Thu, Apr 27 | Fri, Apr 28 |
| Mon, May 15 | Thu, May 11* | Fri, May 12* |
| Thu, Jun 1 | Tue, May 30 | Wed, May 31 |
| Thu, Jun 15 | Tue, Jun 13 | Wed, Jun 14 |
| Fri, Jun 30 | Wed, Jun 28 | Thu, Jun 29 |
| Fri, Jul 14 | Wed, July 12 | Thu, July 13 |
| Tue, Aug 1 | Fri, Jul 28 | Sat, Jul 29 |
| Tue, Aug 15 | Fri, Aug 11* | Sat, Aug 12* |
| Fri, Sep 1 | Wed, Aug 30 | Thu, Aug 31 |
| Fri, Sep 15 | Wed, Sep 13 | Thu, Sep 14 |
| Fri, Sep 29 | Wed, Sep 27 | Thu, Sep 28 |
| Fri, Oct 13 | Wed, Oct 11* | Thu, Oct 12* |
| Wed, Nov 1 | Mon, Oct 30 | Tue, Oct 31 |
| Wed, Nov 15 | Mon, Nov 13 | Tue, Nov 14 |
| Fri, Dec 1 | Wed, Nov 29 | Thu, Nov 30 |
| Fri, Dec 15 | Wed, Dec 13 | Thu, Dec 14 |
| Fri, Dec 29 | Wed, Dec 27 | Thu, Dec 28 |
* Denotes longer pay periods {update: Dates for 2023 military pay dates confirmed by NFCU and USAA on December 29, 2022.}
Where do the longer pay periods fall for this year?
Since holidays and weekends shift the military pay dates some throughout the 2023 year, there are always a few pay periods that are longer than others. When you add early pay into the equation, it can make some of these pay periods even longer.
This is important information for military families to take note. If you plan and budget for 15-16 day pay periods you may need to make a different plan for the months that have longer periods between the early pay deposits.
Longer pay periods for USAA Members in 2023
- January 12 – 31 is a period of 19 days between pay deposits.
- March 13 – 30 is a period of 17 days between pay deposits.
- May 11 – 30 is a period of 19 days between pay deposits.
- August 11 – August 30 is a period of 19 days between pay deposits.
- October 11 – October 30 is a period of 19 days between pay deposits.
USAA members, pay special attention to the longer pay periods that fall around spring break, before the Memorial Day holiday and Halloween if you usually plan trips or parties this may impact your budget if you don’t prepare ahead of time. It is also important to note the longer period between deposits in August may hit during back to school supply shopping for some families.
Longer pay periods for NFCU Members in 2023
- January 11 – 30 is a period of 19 days between pay deposits.
- May 12 – 31 is a period of 19 days between pay deposits.
- August 12 – August 31 is a period of 19 days between pay deposits.
- October 12 – October 31 is a period of 19 days between pay deposits.
NFCU members, pay special attention to the longer pay periods that fall before the Memorial Day holiday and Halloween if you usually plan trips or parties this may impact your budget. You will also have a longer time between pay checks during the second half of August when you may be finishing back to school shopping. Be sure to look at your budgets ahead of time to make sure that you have accommodated for this longer pay period as you go in to the start of the school year.
Don’t be surprised by these 18-19 day military pay periods in 2023!
You are aware that it will be longer between pay checks on these dates, but what can you do? A good idea is plan to save on the shorter pay periods.
Many make the mistake of thinking that because a pay period was only 12-14 days long that they have extra money. Instead, set the extra aside for these longer gaps in pay.
Speak with a friendly associate at USAA or Navy Federal Credit Union about opening a savings account and how you can save in the shorter gaps to be prepared for these longer pay periods.
When are LES statements available for the pay periods?
Leave and Earning Statements (LES) are typically available 7 days before the pay day.
The only date that might be different this year would be regarding the LES statement that is scheduled to come out on November, 24th for the December 1st pay date. Thanksgiving falls on November 23rd this year, so the date the LES is available may shift slightly.
2023 Active Duty Military pay date and LES statement dates
| Pay Date | LES Available |
| Fri, Jan 13 | Fri, Jan 6 |
| Wed, Feb 1 | Wed, Jan 25 |
| Wed, Feb 15 | Wed, Feb 8 |
| Wed, Mar 1 | Wed, Feb 22 |
| Wed, Mar 15 | Wed, Mar 8 |
| Fri, Mar 31 | Fri, Mar 24 |
| Fri, Apr 14 | Fri, Apr 7 |
| Mon, May 1 | Mon, Apr 24 |
| Mon, May 15 | Mon, May 8 |
| Thu, Jun 1 | Thu, May 25 |
| Thu, Jun 15 | Thu, Jun 8 |
| Fri, Jun 30 | Fri, Jun 23 |
| Fri, Jul 14 | Fri, Jul 7 |
| Tue, Aug 1 | Tue, Jul 25 |
| Tue, Aug 15 | Tue, Aug 8 |
| Fri, Sep 1 | Fri, Aug 25 |
| Fri, Sep 15 | Fri, Sep 8 |
| Fri, Sep 29 | Fri, Sep 22 |
| Fri, Oct 13 | Fri, Oct 6 |
| Wed, Nov 1 | Wed, Oct 25 |
| Wed, Nov 15 | Wed, Nov 8 |
| Fri, Dec 1 | Fri, Nov 24 |
| Fri, Dec 15 | Fri, Dec 8 |
| Fri, Dec 29 | Fri, Dec 22 |
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