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2020 Military Pay Dates and Early Pay USAA & NFCU

early military pay dates nfcu usaa 2020

If you are looking for the updated information for 2022, just click here:

While active duty military pay dates are the 1st and the 15th of each month, when the 1st or 15th falls on a weekend, the pay date shifts slightly.

One of the perks of using a bank like USAA or Navy Federal Credit Union (NFCU) is the ability to have your pay check funds available early. Typically the early pay date is one business day before the regular pay day, but when the regular pay day falls on a Monday, NFCU members receive their early pay on Saturday and USAA members receive their early pay the Friday before.

2020 Active Duty Military Pay Dates

Pay DateUSAA Early Pay DateNFCU Early Pay Date
Wed, Jan 15Tue, Jan 14Tue, Jan 14
Fri, Jan 31Thu, Jan 30Thu, Jan 30
Fri, Feb 14Thu, Feb 13Thu, Feb 13
Fri, Feb 28Thu, Feb 27Thu, Feb 27
Fri, Mar 13Thu, Mar 12*Thu, Mar 12*
Wed, Apr 1Tue, Mar 31Tue, Mar 31
Wed, Apr 15Tue, Apr 14Tue, Apr 14
Fri, May 1Thu, Apr 30Thu, Apr 30
Fri, May 15Thu, May 14Thu, May 14
Mon, Jun 1Fri, May 29Fri, May 29
Mon, Jun 15Fri, Jun 12*Fri, Jun 12*
Wed, Jul 1Tue, Jun 30Tue, Jun 30
Wed, Jul 15Tue, July 14Tue, July 14
Fri, Jul 31Thu, Jul 30Thu, Jul 30
Fri, Aug 14Thu, Aug 13Thu, Aug 13
Tue, Sep 1Mon, Aug 31Sat, Aug 29
Tue, Sep 15Mon, Sep 14Sat, Sept 12*
Thu, Oct 1Wed, Sep 30Wed, Sep 30
Thu, Oct 15Wed, Oct 14Wed, Oct 14
Fri, Oct 30Thu, Oct 29Thu, Oct 29
Fri, Nov 13Thu, Nov 12*Thu, Nov 12
Tue, Dec 1Mon, Nov 30Sat, Nov 28
Tue, Dec 15Mon, Dec 14Sat, Dec 12*
Thu, Dec 31Wed, Dec 30Wed, Dec 30

* Denotes longer pay periods

Looking for 2021 military pay dates? We’ve got you covered!

Where do the longer pay periods fall this year?

Since holidays and weekends shift the pay dates some throughout the year, there are always a few pay periods that are longer than others. When you add early pay into the equation, it can make some of these pay periods even longer.

  • March 12 – 31 (NFCU) is a pay period of 19 days.
  • June 12 – June 30 (USAA & NFCU) is a pay period of 18 days.
  • September 12 – September 30 (NFCU) is a pay period of 18 days.
  • November 12 – November 30 (USAA) is a pay period of 18 days.
  • December 12 – December 30 (NFCU) is a pay period of 18 days.

This is important information for military families to take note. If you plan and budget for 15-16 day pay periods you may need to make a different plan for the months that have longer pay periods.

Pay special attention to the two longer pay periods at the end of the year. For USAA members you will have a longer time between pay checks in the second half of November. Remember to budget accordingly for Thanksgiving and Black Friday shopping!

Perhaps even harder will be NFCU members with the long gap between pay checks the second half of December. Plan ahead on your holiday budgeting so you aren’t surprised by this 18 day pay period!

Don’t be surprised by these 18-19 day pay periods this year!

You are aware that it will be longer between pay checks on these dates, but what can you do? A good idea is plan to save on the shorter pay periods.

Many make the mistake of thinking that because a pay period was only 12-14 days long that they have extra money. Instead, set the extra aside for these longer gaps in pay. Speak with a friendly associate at USAA or Navy Federal about opening a savings account and how you can save in the shorter gaps to be prepared for these longer pay periods.



2020 Military Pay Dates Early Deposit USAA NFCU

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